Cash Flow & Growth Navigator
Cashflow forecasting, monthly reviews, and strategic guidance to grow profit with confidence.
Our Solutions
Your Business Is Growing… But Your Financial Clarity Isn’t.
Once a product-based business reaches $3M+, everything becomes more complex:
✔ No clear profitability
✔ Cashflow unpredictable
✔ Inventory ties up cash
✔ Compliance overwhelming
✔ Month-end unreliable
✔ Year-end stressful
This advisory brings Strategy + Compliance + Cashflow + Profitability + Advisory into one complete system — built for scaling product businesses.
Your Complete Financial Strategy & Control System
1️⃣ Cashflow Control System
A complete forward-looking cashflow & management system including:
✔ 13-week rolling cashflow planning
✔ Supplier payment plan & cash timing
✔ Cash summary (inflows, outflows, trends, alerts)
✔ Balance Sheet overview
✔ Profit & Loss (Income Statement)
✔ Accounts Receivable with Aged Debtors
✔ Accounts Payable with Aged Creditors
✔ Profit contribution analysis by project and/or client
Outcome: Clear visibility on cash, timing, pressure points, and future risks.
2️⃣ Inventory & Profitability Control
Designed specifically for product-based operations:
✔ Xero + Inventory troubleshooting (Cin7, Unleashed)
✔ Chart of Accounts optimisation
✔ App integrations (Dext, ApprovalMax, payment gateways)
✔ Staff training & system support
✔ Inventory opening balances correction
✔ SKU-level COGS & profit reporting
✔ Channel / customer / product profitability breakdown
✔ Xero + payment gateway full integration
✔ SOP workflow & tech concierge
✔ Inventory strategy: stocktake, slow-moving stock, planning
Outcome: True margins, accurate COGS, and a healthy inventory-to-cash cycle.
3️⃣ Monthly Accounts Review
Every month we complete:
✔ Bank, credit card & loan reconciliations
✔ GST & coding accuracy checks
✔ STP & payroll summary review
✔ Draft Profit & Loss
✔ Notes on anomalies or red flags
✔ Cleanup recommendations
✔ Short monthly advisory insights
Outcome: A reliable monthly close — with numbers you can trust.
4️⃣ Quarterly Compliance & Performance Review
Every quarter you receive:
✔ Financial advice in management accounting
✔ Full BAS and related tax lodgement
✔ PAYG & superannuation checks
✔ Short-term cashflow review
✔ General ledger setup & adjustments (Inventory, insurance, loans & accruals)
Outcome: Full compliance with strategic oversight — no more last-minute surprises.
5️⃣ Annual Year-End Financial Review
At year-end, we prepare your business for tax time with:
✔ Full year-end reconciliation
✔ Final STP, payroll & super checks
✔ Asset Depreciation & year-end journals
✔ Pre-tax planning support
✔ Year-end working papers & tax agent handover pack
✔ Collaboration with your external tax accountant
Outcome: A smooth, organised year-end process with zero stress.
You Get a Fully Managed Finance System — Not Just Reports.
After implementing this advisory, you will have:
✔ Full visibility
✔ Full compliance
✔ True margins
✔ Predictable cashflow
✔ Confident decisions
✔ A financial strategy partner
This is how product businesses scale — with clarity, compliance, and confidence.
Book Your Strategic Finance Session(Free)
We’ll map out your profit drivers, cashflow risks, and compliance roadmap.
Scaling without financial clarity is risky.
Scaling with full visibility, full compliance, and strategic financial guidance is powerful.
Let’s build a predictable, profitable future for your business — together